Who We Are?

SparkIL is a non-profit organization that facilitates interest-free loans to small businesses in Israel and offers you the opportunity to take part in a project that makes an impact with less effort than buying a cup of coffee.

Who We Are?

Exodus 22:24, “If you lend money to My people…do not act toward them as a creditor; exact no interest from them.” 
Within the granting of loans, Jewish tradition wisely understood the complicated dynamics that accompany the loaning of money with interest. SparkIL is a non-profit organization that offers interest-free loans to small businesses in Israel who really need it. With that idea in mind, we let you (and your friends!) make a real, measurable, and continuing impact on marginalized populations across Israel – for the do-ers who need your support the most.

How it Works?


Choose a business you believe in to give a loan to


When the business’ funding goal is met, the funds are transferred


The business makes an impact and repays the loan


Redirect the funds to another worthy business or withdraw them

The Power of Interest-Free Loans


Be True to You

Discover and lend to businesses that reflect your own values


Back Israel's Dreamers

Your loan supports the business owner, their community, and the country


Leverage the Crowd

The crowdfunding approach minimizes risk and maximizes opportunities for success


Multiply Your Impact

As the funds are repaid, give them new purpose by redirecting them to another business


Give With Dignity

Interest-free loans are good for the lender, the business, and the community


Foster Real Change

All businesses are vetted by SparkIL to validate their plan and social impact

Common Questions

100% of your loan goes to the business or businesses of your choosing.

No. In fact, please invite your friends in making an impact and helping a business in Israel flourish. If you are interested in funding the full loan amount, please email info@sparkil.org.

You will begin to receive monthly repayments after the campaign ends. The balance can be seen in you SparkIL account. SparkIL does not guarantee repayment but works diligently to ensure the borrowers pay back their loan in full.

A cross section of businesses, throughout Israeli society are encouraged to apply for a loan through SparkIL. The business owners fall within the social, economic, or geographic periphery of Israel. For more on that visit our impact page.

The SparkIL team works closely with the borrowers to promote the campaign in various mediums to ensure the loan is fully funded.  In some cases, there are matching dollars that will be used if a campaign needs a boost. Most borrowers will still be able to use the money even if the loan is not fully funded.

Do you want to tell us something?
We are here to listen